Account Takeover Prevention

Stop account takeover before it starts.

Constella delivers continuous, verified visibility into stolen credentials, exposed passwords, and infostealer-harvested session data, giving fraud, security, and identity teams the pre-attack intelligence to shut down ATO campaigns before the first unauthorized login.

account takeover hero

How does Constella help prevent account takeover?

Account takeover is a credential problem, and credentials have never been more exposed. In 2025, 68.89% of all breached credentials were found in plaintexta 261% year-over-year increaseand 51.7 million infostealer packages were traded on criminal markets, each containing the harvested passwords, session cookies, and autofill data of compromised devices. Constella prevents account takeover by detecting these exposures the moment they appear on the Surface, Deep, and Dark Webdelivering verified, pedigreed alerts that allow fraud and security teams to force credential resets, invalidate active sessions, and block compromised accounts before attackers can authenticate. Unlike raw data broker feeds that flood dashboards with stale, recycled records, Constella’s intelligence is deduplicated, source-verified, and currentenabling high-confidence action rather than endless triage. 

ATO threat

Industry Focus

The ATO Threat Has Industrialized

Account takeover is no longer a targeted attack executed by skilled adversaries: it is an industrialized, automated operation. The same Agentic AI systems that defenders use to scale their security operations are being mirrored by threat actors to automate the entire ATO lifecycle: credential validation, account access, fraud execution, and lateral movement, at machine speed, across millions of targets simultaneously.

The Plaintext Crisis

Constella’s 2026 Identity Breach Report found that 68.89% of all breached credentials in 2025 were exposed in plaintext, representing a 261% year-over-year increase. This is not a decline in organizational security hygiene — it reflects the industrialization of adversarial tradecraft. Infostealers harvest credentials directly from browser memory after authentication, bypassing hashing entirely. GPU-accelerated cracking farms convert historically hashed credentials into actionable plaintext libraries. The result: attackers move directly from credential acquisition to automated account takeover with no intermediate decryption step. 

The Infostealer Surge

51.7 million infostealer packages were processed by Constella in 2025 — a 72% increase year-over-year — identifying 24.8 million unique infected devices. Of those packages, 98.6% contained active passwords and 99.54% included the specific URLs where those credentials were used, giving attackers a precise, pre-mapped roadmap to the accounts they want to access. Session cookies embedded in these packages allow attackers to bypass MFA entirely by replaying an already-authenticated session. 

The Credential Density Problem

While unique emails in Constella’s data lake grew by only 11% in 2025, total curated records grew by 135%. This means attackers now hold an average of six distinct data points per identity — multiple passwords, associated usernames, device signals, and location history — enabling AI-driven password prediction and composite identity attacks that go far beyond simple credential stuffing. 

 

The Speed Problem

Password exposure grew 77.1% year-over-year in 2025, driven by an obsessive adversarial focus on authentication bypass. Stolen credentials are validated and weaponized within hours of acquisition. Traditional breach notification timelines — days or weeks after the event — leave an enormous window in which ATO campaigns can run undetected and unchallenged. 

 

How Constella Helps

Constella closes the gap between credential exposure and organizational response, delivering the pre-attack visibility that fraud and security teams need to act before attackers succeed. Our intelligence covers the full credential exposure lifecycle, from the moment a password appears in a breach repository through active infostealer harvesting and dark web trading.

Constella helps ATO
Real-Time Credential & Breach Monitoring

Continuous monitoring of corporate domains and individual user identities across breach repositories, paste sites, combo lists, and dark web credential markets. When a monitored identity appears in a new breach or credential compilation, Constella generates an alert with verified source attribution, exposure recency, and plaintext credential confirmation where available — enabling precise, targeted remediation rather than disruptive broad resets. 

Infostealer Detection & Session Compromise Alerting

When a corporate email, customer account, or monitored domain appears in a newly ingested infostealer package, Constella alerts immediately — including which specific applications had active sessions harvested, the infected device’s hardware metadata, and the malware strain responsible. This enables session invalidation before stolen cookies can be replayed to bypass MFA. 

Password Exposure Verification

For organizations running automated credential checks at login or account creation, Constella’s password exposure verification capability queries the full identity data lake against any submitted password — returning a verified match or no-match response in real time, with sub-second latency suitable for high-volume transactional environments. Blocks compromised passwords at the point of use, not after the account is already at risk. 

Identity Enrichment & Risk Scoring

Enrich any known identity attribute — email address, username, phone number — with additional verified identity attributes drawn from Constella’s 54.6 billion record data lake. Produces high-confidence identity clusters that fraud teams can use to assess account risk, flag suspicious registrations, and prioritize remediation queues based on verified exposure severity rather than raw alert volume. 

Verified Data Pedigree — Eliminating ATO Alert Fatigue

Raw credential feeds generate thousands of alerts per week, most of which are stale, recycled records from years-old breaches. Constella’s pedigree process deduplicates, timestamps, and source-verifies every record before it reaches the analyst — reducing alert volume to a manageable, high-confidence queue that enables decisive action rather than exhausting triage. 

Hunter Investigative Platform for ATO Attribution

When an ATO campaign is suspected or detected, Hunter allows fraud analysts and security investigators to pivot from a single compromised account to the full threat actor operation — identifying which criminal marketplace the credentials were sourced from, which other accounts in the organization may be at risk from the same campaign, and the broader identity cluster of the actor behind the attack. 

Product Alignment: The ATO Prevention Toolkit

Continuous Identity & Infostealer Monitoring

The core monitoring layer for ATO prevention. Constella watches corporate domains and individual user identities across breach repositories, paste sites, dark web forums, combo lists, and infostealer package feeds — continuously. Alerts are delivered with verified source attribution and exposure recency, ensuring that every alert represents a current, actionable threat rather than recycled historical data. Coverage spans Surface, Deep, and Dark Web with unified alerting across all source types. 

Password Exposure Check API

Designed for integration at the point of authentication, account creation, or password resetthis API allows organizations to verify in real time whether a submitted password appears in Constella’s identity data lake. Returns a verified exposure match with sub-second latency, enabling the blocking or flagging of compromised passwords before they are accepted into the account. Built for high-volume, transactional environments where every millisecond of latency matters. 

Infostealer & Session Monitoring

The critical ATO prevention capability that goes beyond credential exposure to detect active session compromise. When an infostealer package containing monitored identities or domain-associated credentials is ingested, Constella generates an immediate alertincluding the specific session tokens captured, the URLs and applications at risk, the infected device metadata, and the malware strain responsible. Enables targeted session invalidation that closes the MFA bypass window before attackers can act. 

Identity Intelligence API

For fraud platforms, identity providers, and security teams integrating ATO prevention into existing workflowsthe Constella API delivers verified breach and infostealer intelligence at sub-second latency against the full 54.6 billion record identity data lake. Integrates natively with identity providers (Okta, Microsoft Entra ID), fraud platforms, SIEM environments, and SOAR workflows to enable automated alert enrichment, credential validation, and remediation triggering. Built for the query volumes that high-traffic consumer and enterprise platforms generate. 

Hunter Investigative Platform

When an ATO incident requires deeper investigationunderstanding the scope of a campaign, attributing the threat actor,  or identifying additional accounts at riskHunter gives fraud analysts and security investigators the investigative depth to move from a single compromised account to a complete picture of the operation. Query across breaches, pastebins, infostealer logs, dark web forums, and criminal marketplaces. Pivot from a compromised email to the dark web listing where it was sold. Surface all accounts within an organization appearing in the same campaign. 

Hunter Copilot

AI-assisted investigation within the Hunter platform that automatically surfaces identity links, partial matches, and exposure clusters that manual analysis would miss. In ATO investigation workflows, Copilot dramatically compresses the time from a single account alert to a full-scope campaign assessment — enabling faster, higher-confidence decisions about which accounts to remediate, which sessions to invalidate, and which threat actors to track. 

Case Studies: Account Takeover Prevention in Action

credential stuffing
Case Study 1

Regional Bank Stops an Automated Credential Stuffing Campaign Targeting 14,000 Customer Accounts

The Organization: Regional retail bank, 1.2 million consumer account holders. 

The Challenge: An automated credential stuffing tool was being used against the bank’s online banking portal. Thousands of authentication attempts per hour were being generated using credentials sourced from a recent third-party breach — but the bank had no visibility into which specific credentials were compromised or which customer accounts were immediately at risk. 

The Solution: Integrated Constella’s credential monitoring and password exposure verification into the bank’s fraud operations workflow. Constella identified the specific breach event sourcing the attack within hours, surfaced which customer email addresses had appeared in the compromised dataset, and enabled the fraud team to proactively lock and reset the targeted accounts before unauthorized access succeeded. 

The Result: 14,000 at-risk customer accounts identified and proactively remediated before any unauthorized access. The credential stuffing campaign — which had generated 47,000 login attempts in a 6-hour window — was neutralized by removing the valid credentials from the attacker’s playbook. Zero confirmed account compromises resulted from the campaign. 

infostealer monitoring
Case Study 2

Global E-Commerce Platform Reduces Account Takeover Losses by Integrating Real-Time Infostealer Intelligence into Fraud Decisioning

The Organization: Global e-commerce platform, 40 million active customer accounts across 18 countries. 

The Challenge: A sustained ATO campaign was generating significant fraud losses through gift card fraud, unauthorized purchases, and account resale on criminal markets. The platform’s existing fraud model was optimized for behavioral anomaly detection — but it could not distinguish between a legitimate user authenticating from a new device and an attacker replaying a stolen infostealer session cookie from the same geographic region as the account owner. 

The Solution: Integrated Constella’s infostealer monitoring and identity intelligence API into the platform’s fraud decisioning layer. Constella’s continuous monitoring flagged accounts whose associated credentials or session data had appeared in recent infostealer packages, enriching the fraud model’s risk score with a verified, external identity risk signal before authentication was approved. 

The Result: ATO-driven fraud losses fell by 38% in the first quarter following integration. The fraud model’s false positive rate improved — because the Constella risk signal added genuine differentiation between anomalous-but-legitimate logins and credential-compromised account access attempts. The platform extended the integration to flag suspicious new account registrations using known-compromised email addresses, reducing synthetic identity fraud exposure as a secondary benefit. 

The Constella Difference for Account Takeover Prevention

The World's Most Comprehensive Credential Intelligence

Constella’s identity data lake contains 54.6 billion curated records and 429 billion curated attributes — including 51.7 million infostealer packages processed in 2025 alone. The breadth and recency of this coverage is what enables detection of credential exposures that narrower data providers miss entirely. 

Verified Pedigree — Not Raw Noise

Every record in the Constella data lake has been deduplicated, timestamped, and source-verified through a rigorous curation pipeline. Competitors selling raw broker feeds generate alert volumes that overwhelm fraud teams and create the fatigue conditions where real ATO campaigns go undetected. Constella delivers alerts teams can act on immediately. 

Infostealer Intelligence No One Else Has

With 51.7 million packages processed in 2025 — a 72% year-over-year increase — Constella’s infostealer coverage is the deepest available. 98.6% of those packages contained active passwords; 99.54% contained the specific URLs targeted. This granularity is what enables session-level detection that goes beyond password exposure into active compromise detection. 

Built for High-Volume, Real-Time Environments

The Constella Identity Intelligence API is designed for sub-second latency at the query volumes that consumer-facing fraud platforms, identity providers, and financial institutions require. Authentication flows, account creation checks, and password reset workflows all operate in milliseconds — the API is built to match. 

70+ Unique Queryable Identifiers

Constella’s identity data lake supports querying across 70+ unique identity attributes — email, username, phone, IP, device identifier, and more — enabling fraud teams to surface exposure connections that single-attribute lookups miss entirely. Critical for composite identity attack detection and full-scope ATO campaign attribution. 

SOC 2 Type II Certified & GDPR Compliant

Data intelligence you can trust, handled with the highest security and privacy standards — essential for financial services, healthcare, and other regulated industries where the provenance and handling of third-party identity data is subject to compliance review.

FAQs

What is the difference between credential stuffing and account takeover?

Credential stuffing is an attack method — the automated injection of stolen username and password pairs into login forms to identify valid credentials. Account takeover is the outcome — unauthorized control of a user’s account following successful authentication with compromised credentials. Credential stuffing is the most common initial access method for ATO, but attackers also use infostealer-harvested session cookies (which bypass MFA by replaying an already-authenticated session), phishing, and SIM swapping. Constella addresses all credential-based ATO vectors by monitoring for the underlying identity exposures that enable each attack type. 

Why isn't forcing password resets after a breach sufficient to prevent ATO?

Password resets address the password — but not the session. When an infostealer harvests an active session cookie from a compromised device, the attacker possesses a token that authenticates them without requiring a password at all. Resetting the password does not invalidate existing sessions. Constella’s infostealer monitoring detects session cookie compromise specifically, enabling targeted session invalidation alongside credential resets — closing both vectors simultaneously. Additionally, because nearly 60% of breach datasets are recycled credential compilations, the same compromised password may resurface in multiple successive breach releases even after an initial reset, requiring continuous monitoring rather than one-time remediation. 

How does Constella help reduce false positives in fraud detection?

False positives in ATO detection typically occur when a fraud model flags legitimate anomalous behavior — a user logging in from a new device, a new location, an unusual time — without external context confirming whether that account is genuinely at risk. Constella’s verified identity intelligence provides that external context: when a Constella alert confirms that a specific account’s credentials appeared in a recent infostealer package, the fraud model has high-confidence signal that this account represents an elevated-risk login attempt. Conversely, when no Constella exposure exists for an account, the model can deprioritize behavioral anomalies with greater confidence. This two-directional enrichment reduces both false positives (legitimate logins incorrectly blocked) and false negatives (compromised logins incorrectly approved). 

How does Constella's API integrate with our existing fraud stack?

Constella’s Identity Intelligence API is a RESTful service designed for straightforward integration into existing fraud decisioning platforms, identity providers, and security tooling. Sub-second latency supports real-time use cases — authentication enrichment, account creation risk scoring, password reset validation — without introducing meaningful friction to the user flow. Pre-built integrations are available for identity providers including Okta and Microsoft Entra ID. For custom environments, Professional Services are available to scope and support integration design. 

What sectors are most exposed to account takeover risk?

Constella’s 2026 Identity Breach Report identified e-commerce and retail as the highest-volume breach target by sector in 2025, with a 239% year-over-year increase in verified breaches — driven primarily by infostealer activity harvesting customer payment data and session cookies for automated ATO. Financial services (banking and fintech) saw a 455% increase in verified breaches, reflecting the high-value of financial account access. Healthcare (+303%), technology (+276%), and government (+569%) also saw dramatic growth. Across all sectors, the common thread is the industrialization of credential-based initial access — ATO is no longer a sector-specific risk, it is a universal one. 

Can Constella monitor customer identities, not just employee identities?

Yes. Constella’s monitoring capabilities support consumer-scale monitoring across millions of individual user identities — not just corporate domain monitoring for employees. This makes Constella’s intelligence applicable to consumer-facing fraud prevention teams, identity theft protection providers, financial institutions protecting retail banking customers, and e-commerce platforms protecting consumer account holders. Licensing structures are available for OEM, white-label, and direct enterprise deployment depending on the use case and identity volume. Contact your Constella account executive to discuss the appropriate structure for your platform. 

Stop account takeover before it starts.

See how Constella’s pre-attack identity intelligence gives fraud and security teams the verified credential visibility to act before attackers succeed.